Mortgage Insurance | How much is PMI?

The cost of private mortgage insurance (PMI) varies depending on several factors, including the lender. Some lenders charge more than others for the same PMI. In this article,..

Can the real estate agent also be the loan officer?

You can simultaneously hold licenses as a real estate agent and a mortgage loan officer in Illinois. Under certain conditions, you can also serve as the agent and the loan officer..

Can a non-permanent resident get a mortgage?

A non-permanent resident of the U.S. can get approved for a mortgage to buy a home. However, the process may have additional requirements compared to U.S. citizens. In this..

How a mortgage credit check affects your score

Multiple inquiries from mortgage companies within 45 days are grouped and counted as a single inquiry, which minimizes the impact on your credit score. In this article, I'll show..

Mortgage Contingency Real Estate Sales Contract Jim Quist NewCastle Home Loans

Mortgage Contingency | How it works when buying a home

In this article, I'll explain the mortgage contingency, show you where to find it in a real estate contract, and tell you why you need to know about it when buying a house. First,..

Mortgage debt-to-income ratio Calculate DTI

Debt-to-Income Ratio | How to calculate DTI

The debt-to-income ratio (DTI) compares your debt to your income. Lenders use it to decide how much you can borrow for a home.

How a mortgage co-signer can help you buy a home

If your income or credit history isn't enough to secure a mortgage, adding a co-signer to your application can improve your chances of approval. This article will guide you..

Down Payment | How much is a down payment on a house?

Most first-time homebuyers need a down payment of at least 3% of the property's purchase price.

Mortgage Guide

All the information you need to buy a home.

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