When should you get pre-approved for a mortgage?

Getting pre-approved for a mortgage is generally a good idea before you start looking for a real estate agent or viewing homes to buy.

Cash out refinance debt consolidation mortgage

Cash-out refinance | Consolidate credit card debt

In this article, I'll show you how you can take control of your finances by consolidating high-interest credit card debt with a cash-out mortgage refinance.

VA loan | VA cash-out refinance

The VA cash-out refinance loan gives veterans access to 100% of their home equity. With this mortgage program, you can replace your current conventional or VA loan with a new VA..

What is loan-to-value (LTV) for a mortgage? How to calculate LTV

Loan-to-Value | How to calculate LTV for a mortgage

Loan-to-value (LTV) ratio is a measure that compares the amount of the mortgage loan to the value of the property. Lenders use it to determine the risk of lending you money for a..

What's the difference between mortgage interest rate and APR?

Because the APR represents the overall cost of your mortgage, it should make it easier for you to compare loan offers to find the best deal on your mortgage. However, APR can vary..

Notice of Intent to Proceed

The mortgage lender must honor the terms of the Loan Estimate for ten days. If you wait more than ten days after receiving a Loan Estimate to give your intent to proceed, the..

mortgage loan purpose newcastle home loans

Loan Purpose | How loan purpose affects your mortgage rate

When applying for a mortgage, the first question on the mortgage application is, "what is the loan's purpose?" You have two options, purchase or refinance. I'll explain how the..

Can I get a mortgage if I owe federal tax debt to the IRS?

Can you get a mortgage if you owe federal tax debt to the IRS?

Owing federal tax debt makes it harder to get approved for a mortgage, but it’s not impossible to get a home loan with this debt factored in. With careful planning, you can still..

Mortgage Guide

All the information you need to buy a home.

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