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VA Loan
Real-time mortgage calculator

Current VA loan rates

View today's VA mortgage rate, payment, and costs tailored to your information.

 

1-1Enter your information

2-1Click "Search rates."

3-1View your loan details.

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    Welcome

    Thanks for checking today’s rate for a VA home loan.

    Please answer a few questions to see the loan costs for your home purchase.

    What type of home are you buying?

    When are you buying?

    What's your name?

    We will email your personalized VA loan quote directly to your inbox.

    💬 Question?
    NewCastle AI Guide
    👋 Hi! I'm the NewCastle AI Guide.
    I can answer general questions about home loans.
    For personalized financial advice, I can connect you with one of our expert loan officers.
    • Lending in Florida, Illinois, Indiana, and Tennessee.
    • Credit score minimum 580. 
    • No down payment.
    • No mortgage insurance.
    • Loan approval, interest rates, and terms are subject to lender review.  Actual rates, payments, and costs may vary. If you would like accurate details, please request an official Loan Estimate. 
    1. Enter your information:  Input the property's zip code, purchase price, your planned down payment, and your estimated credit score.
    2. Click "Search rates." The calculator will generate your current VA loan interest rate based on the details provided.
    3. View your loan details. You'll see your estimated monthly principal and interest payment and the applicable VA funding fee.
    4. Click "See loan costs." View additional details, including the loan costs. Then, start on your VA loan approval.

    Same day preapproval

    Check VA loan rates instantly.

    Up-to-date interest rates, payments, and costs whenever you need them. 

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    Calculate payments and fees.

    Explore multiple loan options,  make informed decisions, and avoid unexpected costs.

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    Get the best VA loan deal.

    Efficiency and low overhead drive down our costs. Then, we pass the savings to you.

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    VA loan mortgage calculator FAQ

     

    Are the interest rates shown by the calculator accurate?

    How long is the quoted rate valid?

    Can the rate change after using the calculator?

    Is it possible to get a lower rate than the one shown?

    When should I shop for mortgage rates?

    What is a mortgage rate lock?

    How can I lock in my VA loan interest rate?

    When should I get preapproved for a VA loan?

    How long is a mortgage pre-approval good for?

    How do I apply for a VA loan?

    Already have a Loan Estimate? Let's get you a better deal on your VA loan.

    Upload your current Loan Estimate, and our VA loan experts will quickly review it. We'll identify opportunities to lower your monthly payments and closing costs and provide a better loan ready to close in as little as two weeks.

    VA Loan Estimate Chicago

    VA loan real-time mortgage calculator