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Feel good
about buying a home.

Enjoy a lower mortgage rate and better service.

Start on your mortgage approval now so you're ready to purchase the perfect house.

Save money
on your mortgage

Lower rates and fees

Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Rate quote

View an honest rate quote.

See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect. 

Personalize your rate

Personalize your rate.

Get the details on rates, payments, and closing costs online, 24/7—access information when you need it most to take advantage of all opportunities.

Keep information safe

Keep your information safe.

Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options without annoying sales calls. 

See how much buying a home will cost.

Check today's mortgage rates, your monthly payment, and closing costs.
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Hassle free
loan process

A better way to get a mortgage

It's fast, easy, and secure, so you don't worry about the loan.
Online paper fee mortgage

100% online, paper-free

Start whenever you're ready. Apply, check credit, verify financial information, and sign documents instantly and securely.

Loan dashboard

Loan Dashboard

Access information conveniently and keep everything organized so you always know what's happening.

Closing plan

Closing plan

Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.

when competing with other buyers

Your home purchase starts with a verified mortgage pre-approval

Feel confident about making an offer to buy a home. NewCastle's loan decision-maker verifies your information so you know you're ready to buy.
Approved buyer

Approved buyer

Pre-approvals from other lenders could be better. Unfortunately, they don't verify your financial information, so you feel uneasy about an uncertain outcome.

Get your offer accepted

Strengthen your offer.

Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an Underwriter enhances your negotiating power, especially when competing with other buyers.

Same day preapproval

Same day pre-approval

Share your financial information with us. Then, on the same day, you get a pre-approval letter signed by one of our certified mortgage underwriters.

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Get pre-approved for a mortgage.

A powerful pre-approval letter, signed by an underwriter, improves your chances of winning the deal.
customer service

Buying a home should be a delightful experience.

You're in the right place for quality customer service. We're celebrating 22 years of making homeownership simpler, faster, and more affordable.   


Mortgage lending experience


First-time homebuyers


5-star reviews

"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."

Monir Moghadam
NewCastle Home Loans Google Review

"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."

Yuankai Huo
NewCastle Home Loans Google Review

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele Librado

"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D
NewCastle Home Loans Google Review

"Had a great experience working with Jim and his team. Surely recommended!"

Mo T
NewCastle Home Loans Google Review

"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."

Pat McRay
NewCastle Home Loans Google Review

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.

"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."

Alex Alvarado
NewCastle Home Loans Google Review

"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."

Alex Grubbe
NewCastle Home Loans Google Review

" They provided honest feedback and were responsive to phone calls and emails. Their level of expertise and service was very much appreciated."

Carol Crislip

"Helped me out when my other mortgage lender fell through half way into closing...Jim and Jonathan walked me through each and every step..."

Caleb Johnson

"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"

Day Day
NewCastle Home Loans Google Review

"Newcastle home loans were great. Easy and painless process. Jim helped me get a loan after being denied from another credit union. Thanks so much!!"

Gabriel C

"Jim and the team had our back throughout the entire process. The process went exactly as initially described and all deadlines were met without any friction or hiccups along the way."

Karl Yaacoub
NewCastle Home Loans Google Review

Jim Quist 3

Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

Frequently asked questions

Why use NewCastle Home Loans for a mortgage?

How much money do I need to buy a home?

Start now on your mortgage pre-approval.

Get an approval letter from one of our certified mortgage underwriters—today!
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