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Feel good about buying a home.

Enjoy a lower rate and better service on your mortgage.

Get a pre-approval letter now and take advantage of every opportunity to buy the perfect home.

Get pre-approved

Lower rates and fees

Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Rate quote

View an honest rate quote.

See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect. 

Personalize your rate

Personalize your rate.

Get the details on rates, payments, and closing costs online, 24/7—access information when you need it most to take advantage of all opportunities.

Keep information safe

Keep your information safe.

Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options without annoying sales calls. 

View current rates

A better way to get a mortgage

It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan.
Online paper fee mortgage

100% online, paper-free

Start whenever you're ready. Apply, check credit, verify financial information, and sign documents instantly and securely.

Loan dashboard

Loan Dashboard

Access information conveniently and keep everything organized so you always know what's happening.

Closing plan

Closing plan

Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.

Your home purchase starts with a verified mortgage pre-approval

Feel confident about making an offer to buy a home. A loan decision-maker verifies your information so you know you're ready to buy.
Approved buyer

Approved buyer

Pre-approvals from other lenders could be better. But unfortunately, they don't verify any of your information. And so you feel uneasy about an uncertain outcome.

Get your offer accepted

Get your offer accepted.

Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an Underwriter enhances your negotiating power, especially when competing with other buyers.

Same day preapproval

Same day pre-approval

Share your financial information with us. Then, on the same day, you get a pre-approval letter signed by one of our certified mortgage underwriters.

Get pre-approved

Buying a home should be a delightful experience.

You're in the right place for quality customer service. We're celebrating 20 years of making homeownership simpler, faster, and more convenient.   

Years of mortgage lending experience

First-time homebuyers served

Customer approval rating

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele L.

"I cannot recommend the team at NewCastle enough. Jim and the entire team walked us through every step and were in constant communication with realtors..."

Patrick L.

Talk to an expert  Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

Frequently asked questions

Why use NewCastle Home Loans for a mortgage?

How much money do I need to buy a home?

Start now on your mortgage pre-approval.

A powerful pre-approval letter from NewCastle Home Loans improves your likelihood of winning the deal.