Lower rates and fees
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
View an honest rate quote.
See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect.
Personalize your rate.
Get the details on rates, payments, and closing costs online, 24/7—access information when you need it most to take advantage of all opportunities.
Keep your information safe.
Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options without annoying sales calls.
A better way to get a mortgage
It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan.
100% online, paper-free
Start whenever you're ready. Apply, check credit, verify financial information, and sign documents instantly and securely.
Access information conveniently and keep everything organized so you always know what's happening.
Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.
Your home purchase starts with a verified mortgage pre-approval
Feel confident about making an offer to buy a home. A loan decision-maker verifies your information so you know you're ready to buy.
Pre-approvals from other lenders could be better. But unfortunately, they don't verify any of your information. And so you feel uneasy about an uncertain outcome.
Get your offer accepted.
Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an Underwriter enhances your negotiating power, especially when competing with other buyers.
Same day pre-approval
Share your financial information with us. Then, on the same day, you get a pre-approval letter signed by one of our certified mortgage underwriters.
Buying a home should be a delightful experience.
You're in the right place for quality customer service. We're celebrating 20 years of making homeownership simpler, faster, and more convenient.
Years of mortgage lending experience
First-time homebuyers served
Customer approval rating
"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."
"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."
"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."
"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."
"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."
"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."
"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."
"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."