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Feel good about buying a home

Enjoy a lower rate and better service on your mortgage.

Get a pre-approval letter now and take advantage of every opportunity to buy the perfect home.


Get pre-approved

Lower rates and fees

Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Rate quote

View an honest rate quote.

See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect. 

Personalize your rate

Personalize your rate.

Get the details on rates, payments, and closing costs online, 24/7—access information when you need it most to take advantage of all opportunities.

Keep information safe

Keep your information safe.

Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options without annoying sales calls. 

View current rates

A better way to get a mortgage

It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan.
Online paper fee mortgage

100% online, paper-free

Start whenever you're ready. Apply, check credit, verify financial information, and sign documents instantly and securely.

Loan dashboard

Loan Dashboard

Access information conveniently and keep everything organized so you always know what's happening.

Closing plan

Closing plan

Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.

Your home purchase starts with a verified mortgage pre-approval

Feel confident about making an offer to buy a home. A loan decision-maker verifies your information so you know you're ready to buy.
Approved buyer

Approved buyer

Pre-approvals from other lenders could be better. But unfortunately, they don't verify any of your information. And so you feel uneasy about an uncertain outcome.

Get your offer accepted

Get your offer accepted.

Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an Underwriter enhances your negotiating power, especially when competing with other buyers.

Same day preapproval

Same day pre-approval

Share your financial information with us. Then, on the same day, you get a pre-approval letter signed by one of our certified mortgage underwriters.

Get pre-approved

Buying a home should be a delightful experience.

You're in the right place for quality customer service. We're celebrating 20 years of making homeownership simpler, faster, and more convenient.   

Years of mortgage lending experience

First-time homebuyers served

Customer approval rating

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.

"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."

Alex Grubbe
NewCastle Home Loans Google Review

"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."

Monir Moghadam
NewCastle Home Loans Google Review

"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."

Yuankai Huo
NewCastle Home Loans Google Review

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele Librado

"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D
NewCastle Home Loans Google Review

"Had a great experience working with Jim and his team. Surely recommended!"

Mo T
NewCastle Home Loans Google Review

"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."

Pat McRay
NewCastle Home Loans Google Review

"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."

Alex Alvarado
NewCastle Home Loans Google Review

"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"

Day Day
NewCastle Home Loans Google Review

Talk to an expert  Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

Frequently asked questions

Why use NewCastle Home Loans for a mortgage?

How much money do I need to buy a home?


Start now on your mortgage pre-approval.

A powerful pre-approval letter from NewCastle Home Loans improves your likelihood of winning the deal.