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Your home loan options

Find the best mortgage for you.

 

We're available to answer all your mortgage questions.

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30-year fixed mortgage

Conventional loans are the most popular.

  • Low rate and payment that won't change
  • Down payment of 3% of the purchase price
  • Credit score of 620 or higher

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FHA loan

Easier to get approved

  • Credit score of 580 or higher
  • Low rate and monthly payment
  • Down payment of 3.5% of the purchase price
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Renovation loan

Buy and rehab a 1-to-4-unit home.

  • All-in-one loan - perfect for a fixer-upper
  • Down payment of only 3.5%
  • Credit score of 620 or higher

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Adjustable rate mortgage

Get a low payment that can change later.

  • 5, 7, 10, or 15-year ARMs
  • Down payment of 5% of the purchase price
  • Credit score of 620 or higher

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VA loan

For service members, veterans, and surviving spouses

  • Low rate and monthly payment
  • Down payment of 3.5% of the purchase price
  • Credit score of 580 or higher

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USDA loan

For rural and suburban homebuyers

  • No down payment
  • Low fixed rate
  • Credit score of 640 or higher

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Start now on your mortgage pre-approval.

A powerful pre-approval letter from NewCastle Home Loans improves your likelihood of winning the deal.

 

Get pre-approved

"After my first lender dropped me 2 weeks into closing, the folks at NewCastle were able to complete the mortgage in time to make my original closing date..."

ObiVon
5 Start Review

"I have done three mortgages with NewCastle. Perfect efficiency and super happy to work with them again."

Yuankai H.
5 Start Review

"They kept us informed throughout the entire process and answered our questions quickly and efficiently. Very professional and friendly!"

Nicole T.
5 Start Review

Talk to an expert  Talk to an expert

Ask questions, get straight answers, and find out how to start on your home loan.

 

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