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Your home loan options
Find the best mortgage for you.
We're available to answer all your mortgage questions.
30-year fixed mortgage
Conventional loans are the most popular.
- Low rate and payment that won't change
- Down payment of 3% of the purchase price
- Credit score of 620 or higher
FHA loan
Easier to get approved
- Credit score of 580 or higher
- Low rate and monthly payment
- Down payment of 3.5% of the purchase price
Renovation loan
Buy and rehab a 1-to-4-unit home.
- All-in-one loan - perfect for a fixer-upper
- Down payment of only 3.5%
- Credit score of 620 or higher
Adjustable rate mortgage
Get a low payment that can change later.
- 5, 7, 10, or 15-year ARMs
- Down payment of 5% of the purchase price
- Credit score of 620 or higher
VA loan
For service members, veterans, and surviving spouses
- Low rate and monthly payment
- Down payment of 3.5% of the purchase price
- Credit score of 580 or higher
USDA loan
For rural and suburban homebuyers
- No down payment
- Low fixed rate
- Credit score of 640 or higher
Start now on your mortgage pre-approval.
A powerful pre-approval letter from NewCastle Home Loans improves your likelihood of winning the deal.
"After my first lender dropped me 2 weeks into closing, the folks at NewCastle were able to complete the mortgage in time to make my original closing date..."
ObiVon
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"I have done three mortgages with NewCastle. Perfect efficiency and super happy to work with them again."
Yuankai H.
"They kept us informed throughout the entire process and answered our questions quickly and efficiently. Very professional and friendly!"
Nicole T.
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