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Your home loan options

Find the best mortgage for you.

 

We're available to answer all your mortgage questions.

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30-year fixed mortgage

Conventional loans are the most popular.

  • Low rate and payment that won't change
  • Down payment of 3% of the purchase price
  • Credit score of 620 or higher

 

Get details

FHA loan

Easier to get approved

  • Credit score of 580 or higher
  • Low rate and monthly payment
  • Down payment of 3.5% of the purchase price

 

Get details

Renovation loan

Buy and rehab a 1-to-4-unit home.

  • All-in-one loan - perfect for a fixer-upper
  • Down payment of only 3.5%
  • Credit score of 620 or higher

 

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Adjustable rate mortgage

Get a low payment that can change later.

  • 5, 7, 10, or 15-year ARMs
  • Down payment of 5% of the purchase price
  • Credit score of 620 or higher

 

Get details

VA loan

For service members, veterans, and surviving spouses

  • Low rate and monthly payment
  • Down payment of 3.5% of the purchase price
  • Credit score of 580 or higher

 

Get details

USDA loan

For rural and suburban homebuyers

  • No down payment
  • Low fixed rate
  • Credit score of 640 or higher

 

Get details

Customer Indian F Thumbs

Get pre-approved for a mortgage.

A powerful pre-approval letter, signed by an underwriter, improves your chances of winning the deal.

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.
Review

"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."

Alex Grubbe
NewCastle Home Loans Google Review

"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."

Monir Moghadam
NewCastle Home Loans Google Review

"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."

Yuankai Huo
NewCastle Home Loans Google Review

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele Librado
Review

"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D
NewCastle Home Loans Google Review

"Had a great experience working with Jim and his team. Surely recommended!"

Mo T
NewCastle Home Loans Google Review

"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."

Pat McRay
NewCastle Home Loans Google Review

"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."

Alex Alvarado
NewCastle Home Loans Google Review

"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"

Day Day
NewCastle Home Loans Google Review

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