Buying your first home should be a delightful experience.
The moment has arrived, you slide your key into the lock for the very first time. It was easier than you imagined.
Now you’re standing at the door of your new home, just weeks after first dreaming about it.
As you step inside, you take a deep breath and smile. A new chapter begins, filled with possibilities.
Moments like this are why we love what we do.

You shouldn't have to stress about the mortgage.
National internet lenders pour millions into flashy ads and stadium sponsorships, while big banks carry bloated administrative costs. Those expenses get passed on to you through higher rates and fees.
In return, you’re stuck with slow service and frustrating call centers.
You're in the right place for better service and a lower rate.
Because our underwriting is in-house and our team is local, your loan moves from application to approval in just days, not weeks. You’ll always know who’s handling your file and can count on quick answers from people who know your market.
Our lean, efficient process keeps costs low, allowing us to pass the savings back to you through faster closings and lower rates.
Years
Mortgage lending experience
Customers
First-time homebuyers
Smiles
5-star reviews
"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."
"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."
"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."
"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."
"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."
"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."
"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."
"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."
We can help you buy a home.
NewCastle Home Loans offers lower interest rates and better service for residential mortgages from $150,000 to $2,000,000. We lend in Florida, Illinois, Indiana, and Tennessee.
An honest rate quote
See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect.
Lower rates and fees
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Better service
Rely on our staff of certified mortgage underwriters to guide you along the path to homeownership, making sure everything goes smoothly.
100% online, paper-free
It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan.
Loan Dashboard
Access information conveniently and keep everything organized so you always know what's happening.
Closing plan
Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.
Keep your information safe.
Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options on our website without annoying sales calls.
A lender you can trust
Close on time, at the interest rate we promised, with better service than you expected.
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Get in touch.
NewCastle Home Loans, Mortgage Lender, 171 N Aberdeen St Suite 400, Chicago, IL 60607
Call 773-486-1100
Frequently asked questions
Why use NewCastle Home Loans for a mortgage?
When you work with us, you get a lower interest rate and better service on your mortgage.
- View an honest rate quote upfront to know what to expect.
- Enjoy the convenience of a 100% online mortgage.
- Rely on our staff of certified mortgage underwriters to guide you to homeownership, making sure everything goes smoothly.
After that, close your loan on time, at the interest rate we promised, with better service than you expected.
How far in advance should you get pre-approved for a mortgage?
The best time to get pre-approved for a mortgage is between 1 and 4 months before buying a home. Start the pre-approval at least 1 month in advance. And wait until you're within 4 months of buying a place.
We check your credit before issuing a pre-approval letter. Your credit score determines how much you can afford and the type of loan, interest rate, and monthly payment. It expires in 4 months.
After that, we restart the pre-approval process with another credit check.