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Buying your first home should be a delightful experience.

The moment is finally here. You put the key - your key - into the lock for the very first time. It was so much easier than you expected.
Here you are, standing in front of your new place, less than three weeks after dreaming of owning it. As you open the door, you take a deep breath and smile. A whole world of possibility accompanies your first steps into your home. 
Moments like this inspire us to do more for you. 

 

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You shouldn't have to worry about the mortgage.

Big banks and online lenders spend millions on advertising. You've seen the Superbowl commercials and their names on sports stadiums. They pass these costs on to you through higher mortgage rates and fees. 
But, unfortunately, all you get in exchange is a service that leaves much to be desired. Ultimately, dealing with clunky banks and call centers for your home loan isn't worth weeks of feeling nervous about an uncertain outcome. 

You're in the right place for better service and a lower rate on a home loan. 

We know buying a home can be a little scary, so we make sure the mortgage part goes smoothly. Our super-efficient loan process speeds up turn times and keeps you informed. 
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.

Talk to an expert  Start by talking to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

How we help you buy a home

NewCastle Home Loans offers lower interest rates and better service for residential mortgages from $150,000 to $2,000,000. We lend in Florida, Illinois, Indiana, Michigan, and Tennessee.
View Honest Rate Quote

An honest rate quote

See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect. 

Lower Rates and Fees

Lower rates and fees

Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.

Better Service

Better service

Rely on our staff of certified mortgage underwriters to guide you along the path to homeownership, making sure everything goes smoothly.

100 % online paper free mortgage

100% online, paper-free

It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan. 

Loan Dashboard

Loan Dashboard

Access information conveniently and keep everything organized so you always know what's happening.  

Closing Plan

Closing plan

Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement. 

Keep information safe

Keep your information safe.

Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options on our website without annoying sales calls.

Lender you can trust

A lender you can trust

Close on time, at the interest rate we promised, with better service than you expected.


Years of mortgage lending experience

First-time homebuyers served

Customer approval rating

"I can’t say enough good things about this company. They will walk you through the entire house-buying process from start to finish, and if you have any questions..."

Pat M.
5 Start Review

"... friendly, helpful, and responsive. I'm glad I worked with this business, which has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D.
5 Start Review

"...extremely responsive throughout the entire mortgage process. They were able to provide a commitment within 15 days and I was able to close in 30 days..."

Kirill U.
5 Start Review

Partnered with:
M&T Bank logo
Mr Cooper logo
Huntington National Bank logo
Pliains Commerce logo
Pennymac logo

Frequently asked questions

When should you get preapproved for a mortgage?


Talk to an expert  Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.