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Buying your first home should be a delightful experience.

The moment is finally here. You put the key - your key - into the lock for the very first time. It was so much easier than you expected.
Here you are, standing in front of your new place, less than three weeks after dreaming of owning it. As you open the door, you take a deep breath and smile. A whole world of possibility accompanies your first steps into your home. 
Moments like this inspire us to do more for you. 


About Us | NewCastle Home Loans

You shouldn't have to worry about the mortgage.

Big banks and internet lenders spend millions on advertising. You've seen the Superbowl commercials and their names on sports stadiums. They pass these costs on to you through higher mortgage rates and fees. 
But, unfortunately, all you get in exchange is a service that leaves much to be desired. Ultimately, dealing with clunky banks and call centers for your home loan isn't worth weeks of feeling nervous about an uncertain outcome. 

You're in the right place for better service and a lower rate on a home loan. 

We know buying a home can be a little scary, so we make sure the mortgage part goes smoothly. Our super-efficient loan process speeds up turn times and keeps you informed. 
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.

Reliable customer service

Buying a home should be a delightful experience.

You're in the right place for quality customer service. We're celebrating 20 years of making homeownership simpler, faster, and more convenient.   

Years of mortgage lending experience

First-time homebuyers served

Customer approval rating

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.

"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."

Alex Grubbe
NewCastle Home Loans Google Review

"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."

Monir Moghadam
NewCastle Home Loans Google Review

"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."

Yuankai Huo
NewCastle Home Loans Google Review

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele Librado

"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D
NewCastle Home Loans Google Review

"Had a great experience working with Jim and his team. Surely recommended!"

Mo T
NewCastle Home Loans Google Review

"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."

Pat McRay
NewCastle Home Loans Google Review

"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."

Alex Alvarado
NewCastle Home Loans Google Review

"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"

Day Day
NewCastle Home Loans Google Review

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Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

How we help you buy a home

NewCastle Home Loans offers lower interest rates and better service for residential mortgages from $150,000 to $2,000,000. We lend in Florida, Illinois, Indiana, and Tennessee.
View Honest Rate Quote

An honest rate quote

See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect. 

Lower Rates and Fees

Lower rates and fees

Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.

Better Service

Better service

Rely on our staff of certified mortgage underwriters to guide you along the path to homeownership, making sure everything goes smoothly.

100 % online paper free mortgage

100% online, paper-free

It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan. 

Loan Dashboard

Loan Dashboard

Access information conveniently and keep everything organized so you always know what's happening.  

Closing Plan

Closing plan

Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement. 

Keep information safe

Keep your information safe.

Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options on our website without annoying sales calls.

Lender you can trust

A lender you can trust

Close on time, at the interest rate we promised, with better service than you expected.

Get pre-approved for a mortgage.

A powerful pre-approval letter, signed by an underwriter, improves your chances of winning the deal.
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Partnered with:
M&T Bank logo
Mr Cooper logo
Huntington National Bank logo
Pliains Commerce logo
Pennymac logo

Get in touch.

Newcastle Home Loans, 1700 W Cortland Street, Chicago, IL 60622

Frequently asked questions

Why use NewCastle Home Loans for a mortgage?

How far in advance should you get pre-approved for a mortgage?

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See how much buying a home will cost.

Check today's mortgage rates, your monthly payment, and closing costs.