Buying your first home should be a delightful experience.
The moment is finally here. You put the key - your key - into the lock for the very first time. It was so much easier than you expected.
Here you are, standing in front of your new place, less than three weeks after dreaming of owning it. As you open the door, you take a deep breath and smile. A whole world of possibility accompanies your first steps into your home.
Moments like this inspire us to do more for you.

You shouldn't have to worry about the mortgage.
Big banks and internet lenders spend millions on advertising. You've seen the Superbowl commercials and their names on sports stadiums. They pass these costs on to you through higher mortgage rates and fees.
But, unfortunately, all you get in exchange is a service that leaves much to be desired. Ultimately, dealing with clunky banks and call centers for your home loan isn't worth weeks of feeling nervous about an uncertain outcome.
You're in the right place for better service and a lower rate on a home loan.
We know buying a home can be a little scary, so we make sure the mortgage part goes smoothly. Our super-efficient loan process speeds up turn times and keeps you informed.
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Buying a home should be a delightful experience.
You're in the right place for quality customer service. We're celebrating 20 years of making homeownership simpler, faster, and more convenient.
Years
Mortgage lending experience
Customers
First-time homebuyers
Smiles
5-star reviews
"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."
"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."
"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."
"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."
"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."
"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."
"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."
"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."
How we help you buy a home
NewCastle Home Loans offers lower interest rates and better service for residential mortgages from $150,000 to $2,000,000. We lend in Florida, Illinois, Indiana, and Tennessee.
An honest rate quote
See the actual rate and monthly payment upfront on our website. Then, feel confident in buying a home because you know what to expect.
Lower rates and fees
Efficiency and low overhead drive down our costs. Then, we pass the savings to you so you can lock in the lowest rate for the best deal on your home loan.
Better service
Rely on our staff of certified mortgage underwriters to guide you along the path to homeownership, making sure everything goes smoothly.
100% online, paper-free
It's a fast, easy, and secure way to get a mortgage so you can focus on the home, not the loan.
Loan Dashboard
Access information conveniently and keep everything organized so you always know what's happening.
Closing plan
Follow the steps to know what to do and when to do it so you never feel lost. Close on time, then celebrate your achievement.
Keep your information safe.
Unlike some mortgage lenders, we never sell your information. As a result, you can shop and compare home loan options on our website without annoying sales calls.
A lender you can trust
Close on time, at the interest rate we promised, with better service than you expected.
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Get in touch.
NewCastle Home Loans, Mortgage Lender, 171 N Aberdeen St Suite 400, Chicago, IL 60607
Call 773-486-1100
Frequently asked questions
Why use NewCastle Home Loans for a mortgage?
When you work with us, you get a lower interest rate and better service on your mortgage.
- View an honest rate quote upfront to know what to expect.
- Enjoy the convenience of a 100% online mortgage.
- Rely on our staff of certified mortgage underwriters to guide you to homeownership, making sure everything goes smoothly.
After that, close your loan on time, at the interest rate we promised, with better service than you expected.
How far in advance should you get pre-approved for a mortgage?
The best time to get pre-approved for a mortgage is between 1 and 4 months before buying a home. Start the pre-approval at least 1 month in advance. And wait until you're within 4 months of buying a place.
We check your credit before issuing a pre-approval letter. Your credit score determines how much you can afford and the type of loan, interest rate, and monthly payment. It expires in 4 months.
After that, we restart the pre-approval process with another credit check.