Mortgage Guide
All the information you need to buy a home.
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How much are closing costs on a VA loan?
Buying a home with a VA loan means you won’t need a down payment. But what about closing costs?

VA Loan | How to use Seller Concessions & Seller Credits to buy a home
On a VA loan, a seller can pay for all of the veteran's allowable closing costs plus up to 4% of the home's value in additional concessions.

Which lender has the lowest VA loan rate in Chicago?
NewCastle Home Loans offers some of the lowest VA loan rates in Chicago by cutting the hidden costs that drive up rates at big banks and national lenders.

Who is the best VA loan mortgage lender in Chicago?
NewCastle Home Loans is a top choice for veterans in Chicago, offering competitive VA loan rates, expert guidance, and a structured local process that first-time buyers can trust.

VA Loan | How to buy a 2-to-4 unit in Chicago
You can use a VA loan to buy a 2- to 4-unit property with no down payment or mortgage insurance and a low 30-year fixed rate.

VA loan | VA funding fee 2025
In this article, we'll break down the VA funding fee, what it is, how much it costs, who pays it, and who doesn't. We'll also provide clear examples to help you understand what to..

Illinois mortgage loan limits for 2025
The 2025 Illinois loan limits for conventional, FHA, and VA mortgages determine how much you can borrow, depending on the type of loan and property you're buying.

VA loan | How to read the VA Certificate of Eligibility (COE)
This guide is a practical tool for reading the VA Certificate of Eligibility (COE). Armed with this information, you will be well-prepared to determine whether you can use a VA..

VA loan credit score 580+
Think your credit score is too low for a VA loan? You may still qualify, with a score as low as 580. Here's how it works.

How to buy a Chicago condo with a VA loan
Veterans can use a VA loan to purchase a condominium, just like a single-family home. However, there is one crucial difference: the Department of Veterans Affairs (VA) must..

VA loan | VA cash-out refinance
The VA cash-out refinance loan gives veterans access to 100% of their home equity. With this mortgage program, you can replace your current conventional or VA loan with a new VA..
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