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Mortgage Guide

All the information you need to buy a home.

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    VA loan seller concessions seller credits

    VA Loan | How to use Seller Concessions & Seller Credits to buy a home

    On a VA loan, a seller can pay for all of the veteran's allowable closing costs plus up to 4% of the home's value in additional concessions.

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    VA Loan Funding Fee

    VA loan | VA funding fee 2025

    In this article, we'll break down the VA funding fee, what it is, how much it costs, who pays it, and who doesn't. We'll also provide clear examples to help you understand what to..

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    Mortgage Loan Limits Illinois 2025

    Illinois mortgage loan limits for 2025

    The 2025 Illinois loan limits for conventional, FHA, and VA mortgages determine how much you can borrow, depending on the type of loan and property you're buying.

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    VA Certificate of Eligibility (COE)

    VA loan | How to read the VA Certificate of Eligibility (COE)

    This guide is a practical tool for reading the VA Certificate of Eligibility (COE). Armed with this information, you will be well-prepared to determine whether you can use a VA..

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    VA Loan Credit Score 580 or higher

    VA loan credit score 580+

    Think your credit score is too low for a VA loan? You may still qualify, with a score as low as 580. Here's how it works.

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    VA Loan Chicago Condo

    How to buy a Chicago condo with a VA loan

    Veterans can use a VA loan to purchase a condominium, just like a single-family home. However, there is one crucial difference: the Department of Veterans Affairs (VA) must..

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    VA loan | VA cash-out refinance

    The VA cash-out refinance loan gives veterans access to 100% of their home equity. With this mortgage program, you can replace your current conventional or VA loan with a new VA..

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