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30 year fixed mortgage

NewCastle Home Loans offers affordable fixed-rate mortgages that make homeownership possible.

Get your offer accepted
Low rate with a payment that won’t change
Loan dashboard
Down payment of only 3% of the purchase price
Lender you can trust
Credit score of 620 or higher

Current mortgage rates on 30 year fixed

Check the 30-year fixed-rate mortgage. See how the most popular home loan has performed recently.
 

30-Year Fixed Mortgage Rate Today

Our website allows you to check the current interest rate and monthly payment. You can also see all fees upfront to understand the total cost of your home.

 

icon 1  Enter the basics: Credit score, down payment, and property location.

 

icon 2  View real-time interest rates and estimated monthly payments.

 

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 Get a full breakdown of closing costs tailored to your scenario.

 

 


Speak with a mortgage expert.

Have questions? Get clear answers and personalized guidance to kickstart your home loan journey.
newcastle home loans Jim Quist 30 year fixed
Property type Maximum conforming loan amount
Single family, condominium, or townhome
$806,500
2 units, duplex, multifamily
$1,032,650
3 units, triplex, multifamily
$1,248,150
4 units, multifamily
$1,551,250


Down payment for a conventional loan

Buy a home with a down payment of only 3% of the purchase price. Or put more money down for a lower monthly payment. We’re ready to help you select the right mortgage for the perfect home.
Property type Minimum down payment as a percent of the purchase price
Single-family, condo, or townhome
3%
2-unit, multi-family home
5%
3-unit, multi-family home
5%
4-unit, multi-family home
5%

Conventional loan credit score

A strong credit score pays off when buying a home. It earns you a lower mortgage interest rate and payment, saving you money over time. 
If your credit score is... You should...
740 or higher
Enjoy the lowest rate available.
From 620 to 739
Expect a higher rate, depending on your score.
From 580 to 619
Consider an FHA loan. The minimum score for a conventional loan is 620.
newcastle loans 30 year fixed

Start now on your mortgage pre-approval.

Get an approval letter from one of our certified mortgage underwriters—today!

Frequently asked questions

How much for a down payment on a house?

How much is private mortgage insurance (PMI)?

Can the seller pay the homebuyer's closing costs?

What Is a conventional home loan?

Conventional versus jumbo mortgage

What are the requirements for conventional loan

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See how much buying a home will cost.

Check today's mortgage rates, your monthly payment, and closing costs.
30 year fixed rate mortgage newcastle loans