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30 year fixed mortgage

NewCastle Home Loans offers affordable fixed-rate mortgages that make homeownership possible.

Get your offer accepted
Low rate with a payment that won’t change
Loan dashboard
Down payment of only 3% of the purchase price
Lender you can trust
Credit score of 620 or higher

Mortgage rate today for 30 year fixed

View the current interest rate and monthly payment. Also, see all the closing costs upfront so you know how much buying a home will cost.


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View current rates

Current mortgage rates on 30 year fixed

Check the 30-year fixed-rate mortgage. See how the most popular home loan has performed recently.

Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.
Customer 4 Indian M
Property type Maximum conforming loan amount
Single family, condominium, or townhome
2 units, duplex, multifamily
3 units, triplex, multifamily
4 units, multifamily

Down payment for a conventional loan

Buy a home with a down payment of only 3% of the purchase price. Or put more money down for a lower monthly payment. We’re ready to help you select the right mortgage for the perfect home.
Property type Minimum down payment as a percent of the purchase price
Single-family, condo, or townhome
2-unit, multi-family home
3-unit, multi-family home
4-unit, multi-family home

Conventional loan credit score

A strong credit score pays off when buying a home. It earns you a lower mortgage interest rate and payment, saving you money over time. 
If your credit score is... You should...
740 or higher
Enjoy the lowest rate available.
From 620 to 739
Expect a higher rate, depending on your score.
From 580 to 619
Consider an FHA loan. The minimum score for a conventional loan is 620.
Customer 28 H F Mom

Start now on your mortgage pre-approval.

Get an approval letter from one of our certified mortgage underwriters—today!

Frequently asked questions

How much for a down payment on a house?

How much is private mortgage insurance (PMI)?

Can the seller pay the homebuyer's closing costs?

What Is a conventional home loan?

Conventional versus jumbo mortgage

What are the requirements for conventional loan

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See how much buying a home will cost.

Check today's mortgage rates, your monthly payment, and closing costs.
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