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Get pre-approved for a mortgage 

A powerful pre-approval letter, signed by an underwriter improves your chances of winning the deal


Get your letter now

You shouldn't worry about missing out on the perfect home.

You have good credit and enough money to buy a home and can afford the monthly payments. So why didn't the sellers accept your offer to buy their place? 
The problem is your mortgage pre-approval letter. It's unreliable. The lender didn't verify your financial information up front, and the loan officer who signed the letter doesn't make loan decisions.
Because your financial information is unverified, sellers and real estate agents doubt you can get a home loan, so they're afraid to accept your offer. 
Mortgage Pre-Approval
Pre-Approval Mortgage

You should feel confident that the seller will accept your offer.

You're ready to buy a home. You know it, and the sellers do too. 
That's because a certified mortgage underwriter from NewCastle Home Loans, the person making the final loan decision, verified your financial information and signed your mortgage pre-approval letter. 
Include your verified pre-approval letter when you make the offer. A verified pre-approval letter enhances your negotiating power, especially when competing with other buyers. 
It also improves the likelihood of winning the deal because sellers and real estate agents know you'll get the loan to buy the home and close quickly.
Start now by sharing your financial information with us. Then, before the end of the day, you get a pre-approval letter signed by one of our loan underwriters.

Buying the perfect home starts with a verified pre-approval.

Feel confident about making an offer to buy a home. A loan decision-maker verifies your information so you know you're ready to buy.


Same day preapproval

Same day pre-approval

Make an offer quickly and take advantage of every opportunity to buy the perfect home.  

Get your offer accepted

Endorsed by an underwriter

Enhance your negotiating power and improve the likelihood of winning the deal.

Dedicated team

Better service

Rely on us to guide you along the path to homeownership, making sure everything goes smoothly.

Get pre-approved for a mortgage.

A powerful pre-approval letter, signed by an underwriter, improves your chances of winning the deal.
Customer 25 W M Hipster

"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."

Andy S.

"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."

Alex Grubbe
NewCastle Home Loans Google Review

"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."

Monir Moghadam
NewCastle Home Loans Google Review

"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."

Yuankai Huo
NewCastle Home Loans Google Review

"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."

Michele Librado

"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."

Keenan D
NewCastle Home Loans Google Review

"Had a great experience working with Jim and his team. Surely recommended!"

Mo T
NewCastle Home Loans Google Review

"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."

Pat McRay
NewCastle Home Loans Google Review

"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."

Alex Alvarado
NewCastle Home Loans Google Review

"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"

Day Day
NewCastle Home Loans Google Review

How to get pre-approved for a mortgage

A three-step formula for success

icon 1

Prepare for your mortgage pre-approval.

Decide how much you want to spend on a home.

Have your personal information and financial documents handy.

Select a lender for your mortgage pre-approval.

icon 2

Get pre-approved for a mortgage.

View rates and personalize you home loan.

Share your information with us.

Get your verified pre-approval letter

icon 3

Make an offer that the seller accepts.

Hire the right real estate agent

Find the perfect home.

Make a solid offer to buy it.

Customer 28 H F Mom

Talk to an expert.

Ask questions, get straight answers, and find out how to start on your home loan.

Frequently asked questions


When should you get preapproved for a mortgage?

How long is a mortgage pre-approval good for?

Should you get pre-approved by multiple lenders?

Will a mortgage credit check lower your score?

Why use NewCastle Home Loans for a mortgage?

Start now on your mortgage pre-approval.

Get an approval letter from one of our certified mortgage underwriters—today!
Customer 23 Indian M Waive