Don’t let the political climate worry you. DACA recipients are eligible to buy a home like everyone else in America.

Some mortgage lenders have additional layers in their approval process and may turn down home buyers due to their DACA status. But that doesn’t mean your dream of owning a home has to end too!

At NewCastle Home Loans, we have a dedicated team who specializes in working with DACA recipients. We will treat you just like we would treat any other client - with honesty, clarity, and exceptional service.

What do I need to qualify for a mortgage? The answer is simple!

If you have an unexpired Employment Authorization Card AND a valid Social Security Number or an Individual Taxpayer Identification Number, you qualify for a mortgage under the same terms as a U.S. citizen.

As a DACA recipient, you are considered a Non-Permanent Resident. For an FHA loan, there are four basic requirements to be eligible:

•    The property will be your principal residence.

•    You have a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign                                      embassy, or equivalent employer identified by HUD.

•    You are eligible to work in the U.S., as evidenced by the Employment Authorization Document issued by the USCIS.  

•    You satisfy the same requirements, terms and conditions as those for U.S. citizens.

If you meet these four requirements, you are eligible for an FHA mortgage!