Don’t let the political climate worry you. DACA recipients are eligible to buy a home like everyone else in America.
Some mortgage lenders have additional layers in their approval process and may turn down home buyers due to their DACA status. But that doesn’t mean your dream of owning a home has to end too!
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If you have an unexpired Employment Authorization Card AND a valid Social Security Number or an Individual Taxpayer Identification Number, you qualify for a mortgage under the same terms as a U.S. citizen.
As a DACA recipient, you are considered a Non-Permanent Resident. For an FHA loan, there are four basic requirements to be eligible:
If you meet these four requirements, you are eligible for a mortgage approval!
With more than 17 years of experience helping people buy homes, NewCastle Home Loans has a dedicated team specializing in getting DACA recipients mortgage approvals. From the beginning to the end of your mortgage process, you'll be supported by a team who specifically works with DACA recipients and understands what it takes to get you into your home.
NewCastle Home Loans has a proven track record and offers a variety of loan options. We work with home buyers and those looking to refinance their mortgages in Illinois, Michigan, Florida, Missouri, and Tennessee.