DACA Recipients -

you’re eligible to buy a home!

 

 

Don’t let the political climate worry you. DACA recipients are eligible to buy a home like everyone else in America.

Some mortgage lenders have additional layers in their approval process and may turn down home buyers due to their DACA status. But that doesn’t mean your dream of owning a home has to end too!

At NewCastle Home Loans, we have a dedicated team who specializes in working with DACA recipients. We will treat you just like we would treat any other client - with honesty, clarity, and exceptional service.

What do I need to qualify for a mortgage? The answer is simple!

If you have an unexpired Employment Authorization Card AND a valid Social Security Number or an Individual Taxpayer Identification Number, you qualify for a mortgage under the same terms as a U.S. citizen.

As a DACA recipient, you are considered a Non-Permanent Resident. For an FHA loan, there are four basic requirements to be eligible:

    •    The property will be your principal residence.
    •    You have a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign                                      embassy, or equivalent employer identified by HUD.
    •    You are eligible to work in the U.S., as evidenced by the Employment Authorization Document issued by the USCIS.  
    •    You satisfy the same requirements, terms and conditions as those for U.S. citizens.

If you meet these four requirements, you are eligible for an FHA mortgage!

Apply for your mortgage now!
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I was initially overwhelmed by the process after just listening to what friends had endured with other companies. NewCastle Home Loans made the process of buying my first home extremely easy. The staff was there to answer questions and provide helpful information.”

Sarah Dippon
Google Review
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An absolute pleasure to work with. I have purchased two homes with NewCastle and refinanced another time. Everyone at NewCastle is willing to go the extra mile for you. I highly recommend!”

Abraham Kuhl
Facebook Review

Get started - check your rates with our Mortgage Calculator and then apply!

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About Dani Hernandez and NewCastle Home Loans

Dani Hernandez - NewCastle Home Loans

 

Dani Hernandez has been working in the mortgage business for more than 11 years specializing in underwriting and getting DACA recipients mortgage approvals. In 2006, she started originating loans and moved into underwriting in 2009. By working on both sides of the process, Dani possesses a unique understanding of the mortgage lending process compared to other industry professionals.

NewCastle Home Loans is a small but mighty mortgage lending team offering a variety of loan options. We work with home buyers and those looking to refinance their mortgages in Illinois, Indiana, Wisconsin, Iowa, Michigan, Florida, Kansas, Missouri, and Tennessee.

Have more questions about your eligibility?

Schedule a call with me, Dani Hernandez, and I will answer anything you need.

 

Schedule a call!