/aa-Frank/NCHLLOGO_0608.svg "NewCastle Home Loans"){kind=small}
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"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."
Andy S.
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"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."
Alex Grubbe
"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."
Monir Moghadam
"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."
Yuankai Huo
"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."
Michele Librado
"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."
Keenan D
"Had a great experience working with Jim and his team. Surely recommended!"
Mo T
"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."
Pat McRay
"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."
Alex Alvarado
"I just closed on my home yesterday, as a first time home buyer all because of Jim, literally!!!! …"
Day Day
Start with an honest rate quote.
See the actual rate and monthly payment upfront on our website. Then, feel confident about buying a home because you know what to expect.
Receive same-day pre-approval.
Make an offer quickly and take advantage of every opportunity to buy the perfect home.
Get your offer accepted.
Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an underwriter enhances your negotiating power, especially when competing with other buyers.
Lock in the lowest rate.
Efficiency and low overhead drive down our costs. Then, we pass the savings to you for the best deal on your home loan.
Follow the closing plan.
Never feel lost. Know what to do and when to do it.
Enjoy better service
Rely on our staff of certified mortgage underwriters to guide you to homeownership, making sure everything goes smoothly.
Get pre-approved for a mortgage.
A powerful pre-approval letter, signed by an underwriter, improves your chances of winning the deal.
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Debt-to-Income Ratio | How to calculate DTI
The debt-to-income ratio (DTI) compares your debt to your income. Lenders use it to decide how much you can borrow for a home.
Seller Credit | Can the seller pay the homebuyer's closing costs?
This article explains how the seller can pay your closing costs when buying a house. You'll learn how they work, when to ask for them, and how to...
How a mortgage co-signer can help you buy a home
If your income or credit history isn't enough to secure a mortgage, adding a co-signer to your application can improve your chances of approval. This...
2-to-4-Unit Home | How to buy a multi-unit property
Multi-family, 2-to-4-unit homes are affordable and surprisingly easy to buy.
Illinois mortgage loan limits for 2025
The 2025 Illinois loan limits for conventional, FHA, and VA mortgages determine how much you can borrow depending on the type of loan and property...
Gift Letter | How to use gift funds for buying a home
This guide explains how to document gift funds for a mortgage and meet lender requirements. Follow these steps to ensure a smooth home-buying process.
See how much buying a home will cost.
Check today's mortgage rates, your monthly payment, and closing costs.
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