Lower mortgage rates
Better customer service
Delightful home-buying experience
Jim Quist
President & Founder
NewCastle Home Loans
Buying a home should be a delightful experience.
You're in the right place for quality customer service. We're celebrating 22 years of making homeownership simpler, faster, and more convenient.
Years of mortgage lending experience
First-time homebuyers served
Customer approval rating
"NewCastle helped me get my first mortgage, and I recommend them very highly. Incredible customer service, super responsive, and played a huge role in..."
"My experience with New Castle Home Loans and Jim's team was nothing short of outstanding. They provided me with a home loan that was tailored to my family's needs, and the entire process was incredibly easy-going and hassle-free..."
"Fastest and most reliable service I have ever had and heard. I am especially thankful for Jim Quist for his knowledgeable and caring service. His service was above and beyond..."
"I have done three mortgages with new castle. Perfect efficincy and super happy to work with them again."
"The NewCastle team helped us achieve our long-time goal of becoming homeowners. I never dreamed closing on a home could go so smoothly for us. They were..."
"Highly recommended! Jim and his entire time were friendly, helpful, and responsive. I'm glad I worked with this business, who has an office right here in the city and understands the intricacies of the Chicago market."
"It’s been a absolute pleasure working with the New Castle team for the 2nd time, I can’t say enough good things about this company..."
"I worked with Jim last year and worked with him again this year as well. Jim was very helpful, and is very obvious that he..."
You're in the right place for a home loan.
Getting a mortgage through a big bank or internet lender is expensive, impersonal, and lengthy. Only 25% of homebuyers are satisfied with the outcome, according to McKinsey & Company's survey. Rely on NewCastle Home Loans and our team of mortgage experts to guide you to homeownership, ensuring everything goes smoothly.
Start with an honest rate quote.
See the actual rate and monthly payment upfront on our website. Then, feel confident about buying a home because you know what to expect.
Receive same-day pre-approval.
Make an offer quickly and take advantage of every opportunity to buy the perfect home.
Get your offer accepted.
Improve the likelihood of winning the deal. A mortgage pre-approval letter signed by an underwriter enhances your negotiating power, especially when competing with other buyers.
Lock in the lowest rate.
Efficiency and low overhead drive down our costs. Then, we pass the savings to you for the best deal on your home loan.
Follow the closing plan.
Never feel lost. Know what to do and when to do it.
Enjoy better service
Rely on our staff of certified mortgage underwriters to guide you to homeownership, making sure everything goes smoothly.
Down Payment | How much is a down payment on a house?
Most first-time homebuyers need a down payment of at least 3% of the property's purchase price.
Seller Credit | Can the seller pay the homebuyer's closing costs?
Sellers can pay the buyer's closing costs. A seller credit is a sum of money the property seller agrees to give the homebuyer at closing. The buyer...
Mortgage Rate Lock | How do rate locks work?
Interest rates fluctuate. A mortgage rate lock freezes your interest rate for a set time, protecting you if it rises. As a result, you know how much...
Real Estate Transfer Tax Calculator | Chicago metro area
Real estate transfer taxes are fees that the state, counties, and local municipalities charge buyers and sellers when transferring property...
Debt-to-Income ratio | What is a good DTI for a mortgage?
A mortgage debt-to-income (DTI) ratio is a measure that compares your debt to the income you receive. Mortgage lenders use it to determine how much...