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NewCastle's Online Mortage Pre-Approval

Get pre-approved in 15 minutes. Close on your home in as few as 14 days.
 
Start your pre-approval!
 
or Call 855-610-1112

What do I need to get pre-approved for a mortgage?

 

    • Name
    • Social Security Number
    • Address
    • Date of birth
    • Credit score
    • Employer information
    • Income and savings numbers
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Our system safely and automatically checks your credit, employment, and financial details. After your information is verified, you’ll receive your fully underwritten Approved Buyer Cert (ABC) you can use to shop for a home.

Start your pre-approval!

 Why you want an Approved Buyer Cert, not a regular pre-approval or pre-qualification.

 

ABC-chart

 

Although a loan officer can do some quick math for you and offer a standard mortgage pre-qualification or pre-approval, that document would never hold up when you’re ready to put in an offer on a home. In fact, it will slow up the process since the information may be inaccurate. And who wants to shop for a home with a guesstimate?

With our Approved Buyer Cert, the pre-approval is completely underwritten. That means your personal and financial information is verified and tied to real-time mortgage rates and fees. When you are ready to submit and offer and close, you’ve already done most of the paperwork. No surprises. No disappointments. You know exactly what you can afford.

Start your pre-approval!

 Have question before applying?

 

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If you have questions about how to get pre-approved for a home loan, we have loan officers ready to answer any questions you have. Use the chat on the bottom right of the page, call 855-610-1112, or email us to get in touch.

 

 

FAQ

No.
  • A pre-qualification is informal.
  • A pre-approval checks credit, employment, and financials using real numbers.
  • A pre-approval is the gold standard as it’s based on real data, not assumptions.
To name a few:
  • You get a real mortgage loan approval before you shop for a home.
  • Our in-house underwriter verifies loan file at the pre-approval level all online.
  • It improves your negotiating power.
  • Expedites the mortgage process.
  • Shows real estate agents and sellers you are willing and able to buy.
It only takes 15 minutes from any device such as a smartphone, tablet, or laptop. If you'd like to talk before going ahead with your application, give our team a call at 855-610-1112.
  • Click the "Get Started" button above.
  • Enter your zip code, purchase price, down payment amount, and your credit rating - then search rates!
  • Pick a loan and rate, see the monthly payment, including taxes and insurance and all fees, with incredible detail all in less than 60 seconds. Once you see a quote you like, click "Apply Now."
  • Create your account to apply with NewCastle Home Loans.
  • Follow the instructions online. If you have a question, call us at 855-610-1112 for help.
Focus on getting your pre-approval first. We can help you with the rest. Other items we will work on getting are:
  • A signed purchase contract.
  • A satisfactory property appraisal (if required).
  • Clear title.
  • Final verification of no adverse changes to the borrower’s financial situation.