VA Home Loans


Mortgage options for service members and veterans.

If you’re an active service member, veteran, or a spouse of a veteran looking to buy a home, you should take advantage of the VA Home Loan Program.

VA Loans are offered by qualified lenders by the U.S. Department of Veteran Affairs and are designed to offer long-term financing to eligible American veterans and their spouses. Since VA guarantees a portion of the loan, lenders like us can give you more favorable terms. You protected and served our country. The least we can do is help you buy your home.


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The benefits of Veteran Home Loans.

  • Lower down payment.

    With a VA Loan, you can pay as little as zero down

  • No monthly mortgage insurance.

    Mortgage insurance won’t be a problem. You will be required to pay a funding fee at closing, but that fee can be rolled into your loan amount..

  • Cash out refinance.

    Cash out refinance loans let you take money out of your home equity to pay for home improvements, school, and debt.

  • VA benefits for life.

    If you repay a VA Loan in full and want to purchase another property, you can use your VA benefits for that purchase as well.

VA Loan requirements.
VA Loan requirements.jpg
IMPORTANT: To be eligible, you must have not been discharged dishonorably.


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Common Veteran Home Loan Questions


What if you don’t meet the minimum service requirements?

You may still be eligible if you were discharged because of:

  • Hardship.
  • The convenience of government.
  • Reduction-in-force.
  • Certain medical conditions.
  • Service connected disability.

How spouses qualify.

  • You’re an unremarried spouse of a veteran who died while in service or from a service-connected disability.
  • You’re a spouse of a service member missing in action or a prisoner of war.
  • You’re a surviving spouse who remarries on or after December 16, 2003, and on or after attaining the age 57.
  • You’re a surviving spouse of a disabled veteran whose disability may not have been the cause of death.

Other eligible beneficiaries.

  • A current U.S. citizen who served in the armed forces of a government allied with the U.S. during World War II.
  • A member of organizations like the Public Health Service Officers.
  • A cadet at the U.S. Military, Air Force, or Coast Guard Academy.
  • A midshipman at the U.S. Naval Academy.
  • An officer of the National Oceanic and Atmospheric Administration.
  • A merchant seaman with World War II service.

Get all the information you need to buy a home.
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Have other question about VA Loans? Contact our team.