VA Home Loans

 

Mortgage options for service members and veterans.

If you’re an active service member, veteran, or a spouse of a veteran looking to buy a home, you should take advantage of the VA Home Loan Program.

VA Loans are offered by qualified lenders by the U.S. Department of Veteran Affairs and are designed to offer long-term financing to eligible American veterans and their spouses. Since VA guarantees a portion of the loan, lenders like us can give you more favorable terms. You protected and served our country. The least we can do is help you buy your home.

 

Check your mortgage rates and apply for a VA Loan online              Search Rates

 

The benefits of Veteran Home Loans.

  • Lower down payment.

    With a VA Loan, you can pay as little as zero down

  • No monthly mortgage insurance.

    Mortgage insurance won’t be a problem. You will be required to pay a funding fee at closing, but that fee can be rolled into your loan amount..

  • Cash out refinance.

    Cash out refinance loans let you take money out of your home equity to pay for home improvements, school, and debt.

  • VA benefits for life.

    If you repay a VA Loan in full and want to purchase another property, you can use your VA benefits for that purchase as well.

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VA Loan requirements.
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IMPORTANT: To be eligible, you must have not been discharged dishonorably.

 

Check your mortgage rates and apply for a VA Loan online              Search Rates

 

Common Veteran Home Loan Questions

 

What if you don’t meet the minimum service requirements?

You may still be eligible if you were discharged because of:

  • Hardship.
  • The convenience of government.
  • Reduction-in-force.
  • Certain medical conditions.
  • Service connected disability.

How spouses qualify.

  • You’re an unremarried spouse of a veteran who died while in service or from a service-connected disability.
  • You’re a spouse of a service member missing in action or a prisoner of war.
  • You’re a surviving spouse who remarries on or after December 16, 2003, and on or after attaining the age 57.
  • You’re a surviving spouse of a disabled veteran whose disability may not have been the cause of death.

Other eligible beneficiaries.

  • A current U.S. citizen who served in the armed forces of a government allied with the U.S. during World War II.
  • A member of organizations like the Public Health Service Officers.
  • A cadet at the U.S. Military, Air Force, or Coast Guard Academy.
  • A midshipman at the U.S. Naval Academy.
  • An officer of the National Oceanic and Atmospheric Administration.
  • A merchant seaman with World War II service.

Get all the information you need to buy a home.
 
With more than 100 blogs and videos, we make understanding how to find the right home and the mortgage process easy.

 

Check your mortgage rates and apply for a VA Loan online              Search Rates

 

Have other question about VA Loans? Contact our team.