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We believe the very first step in buying your home is searching rates with our real-time mortgage calculator where you’ll see detailed information about loans you might qualify for. You can view closing costs, mortgage insurance, and other monthly fees after entering in some basic information.

You’ll see a variety of mortgage options in less than a minute without providing any of your personal contact information.

Why do you need to do a rate search? A rate search will help you see exactly what your monthly rate would be with different loans. You’ll be able to see whether it’s best to purchase or to keep renting and how much homeownership will cost you.

The money you pay for a house.

The cash you pay to the seller at closing toward the purchase price of a house.

Your down payment as a percent of the purchase price.

Your estimated credit score

 

Mortgage Options We Offer 

 

 

FHA Loans

 

FHA Loans are structured to allow more people to qualify for mortgage financing compared to a conventional home loan.

  • Benefits include lower credit score requirements and down payments as little as 3.5%.
  • FHA limits the amount you can borrow based on the type and location of the property.

learn more >>   Apply Now!  

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VA Loans

 

VA Loans are designed to offer long-term financing to eligible American veterans and their spouses by the U.S. Department of Veteran Affairs.

  • Benefits include lower down payment, no monthly mortgage insurance, and cash out refinance.
  • To be eligible, you must have not been discharged dishonorably.

learn more >>   Call us at 855-610-1112

 

 

Home Renovation Loans

 

Renovation loans allow you to include the costs of repairs or upgrades into the mortgage of the home you’re buying or into refinancing your current mortgage.

  • There are two types of loan options - FHA 203k Rehabilitation Loan and FNMA HomeStyle Renovation Mortgage.
  • Both options include lower down payments and fewer costs since everything is rolled into a single loan.

learn more >>   Call us at 855-610-1112

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 Down Payment Assistance (DPA) Programs

 

One of the most common challenges homebuyers face is coming up with cash for the down payment. With DPA programs, there’s a solution to help you on your path to homeownership.

  • DPA programs provide loans, grants, or tax credits to lessen this amount of upfront costs.
  • DPA qualifications and programs vary by state and county. 

learn more >> or Call us at 855-610-1112

 

 

Home Loans for DACA Recipients

 

Don’t let the political climate worry you. DACA recipients are eligible to buy a home like everyone else in America.

learn more >>   Apply Now!  

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Home Loans for Cannabis Industry Professionals

 

Do you work in the cannabis industry and want to buy a home? Getting approved for a mortgage can be tricky, but we have solutions.

At NewCastle Home Loans, we can help you secure a mortgage approval with your marijuana industry-based income whether you’re self-employed, a business owner, or working in the cannabis industry.


learn more >>   

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