FHA Loans

FHA Loans are structured to allow more people to qualify for mortgage financing compared to a conventional home loan.

• Benefits include lower credit score requirements and down payments as little as 3.5%.
• FHA limits the amount you can borrow based on the type and location of the property.

VA Loans

VA Loans are designed to offer long-term financing to eligible American veterans and their spouses by the U.S. Department of Veteran Affairs.

• Benefits include lower down payment, no monthly mortgage insurance, and cash out refinance.
• To be eligible, you must have not been discharged dishonorably.

   Call us at 855-610-1112

Home Renovation Loans

Renovation loans allow you to include the costs of repairs or upgrades into the mortgage of the home you’re buying or into refinancing your current mortgage.

• There are two types of loan options - FHA 203k Rehabilitation Loan and FNMA HomeStyle Renovation Mortgage.
• Both options include lower down payments and fewer costs since everything is rolled into a single loan.

   Call us at 855-610-1112

 IHDA Loans

Illinois residents buying their first home may qualify for down payment assistance from the Illinois Housing Development Authority (IHDA).

• Depending on your situation, you could qualify for up to $10,000.
• IHDA has specific requirements, including contributing at least $1,000 or 1% of the property’s purchase price and having a good credit score.

   Call us at 855-610-1112

Home Loans for DACA Recipients

Don’t let the political climate worry you. DACA recipients are eligible to buy a home like everyone else in America.

• We have a dedicated team who specializes in working with DACA recipients.
• There are four basic requirements to be eligible.