- A pre-qualification is informal.
- A pre-approval checks credit, employment, and financials using real numbers.
- A pre-approval is the gold standard as it’s based on real data, not assumptions.
Our primary focus is making sure your mortgage process is simple so you enjoy this next big step you’re taking. The best way we can do that is with outstanding customer service and industry-leading technology.
With the old mortgage process, papers were signed and passed around between a dozen different people and you had to constantly check in. Even worse, loan estimates were probably different from the actual rates. The whole process was clunky and frustrating.
For the first time ever, your experience is the way the mortgage process should've been all along - faster, cheaper, and completely interactive. We don’t just say our process is innovative - we can prove it.
A smaller team means lower rates. Get to know our team and why we created a modern approach to mortgage lending.
Automated, interactive, and 3x faster than the rest of the industry. We cut out needless processes to save you time and money.
Everything starts with searching your home rates and fees with no strings attached. With our real-time mortgage calculator, can run as many scenarios as you want without a sales team breathing down your neck.
Our custom designed, online system gives you exact rates, not estimates, in seconds. You see live quotes and real numbers in detail.
Oh, and our rates are really low. How? Since we cut out the needless processes of the past, we don't have the overhead costs every other company does. We pay less so you pay less.
Give it a try. It’s completely anonymous. If you see a quote you like, you can apply right then and there.
The old mortgage pre-approval or pre-qualification you’re likely familiar with is informal and not based in real data. You don’t want to go home shopping with a “guesstimate” and find out you’re not qualified before it’s too late.
Our Approved Buyer Cert avoids the pre-qualification pitfalls. You enter your information online, and our system automatically checks your credit, employment, and financial details. In 15 minutes, you’re approved and verified by an underwriter before you’ve even shopped for a home. And when you find the right home, you’ll have a competitive edge compared to other home buyers since you know exactly what you qualify for. You’ll already have saved time and money so you can close faster.
Once you’re pre-approved and put in an offer on a home, we make it easy to navigate your closing process.
You’ll be at the helm of a secure, online Loan Dashboard serving as your mortgage hub so you know where you are in the process every step of the way. Your closing plan is spelt out with exactly what you need to do and when. Think of your Dashboard as a road map so you can stay on-track. In addition, a three person team dedicated to your mortgage is always available to answer questions.
Better yet, you’ll never print, copy, or email anything. You click-to-sign instantly and all online. Since you can see up-to-the-minute action items and dates, you’ll get a final loan approval three times as fast as other lenders.
Planning is key to a successful closing, and we create one for you. Once you have your Approved Buyer Cert, you'll have access to your Loan Dashboard that will show you key dates and documentation needed to close with confidence. Use it to organize and chart your way through the mortgage process. The plan includes a sequence of action steps. With each step, we deliver valuable info to keep you, your real estate agent, and your attorney on track.
All your home buying and mortgage answers in one place.
With more than 100 blogs and videos, we make understanding how to find the right home and the mortgage process easy.