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01 Nov 2019
| 5 min read

How to cancel your mortgage insurance and save money

When you put less than 20% down on your home, you’re required to pay for mortgage insurance. But that doesn’t mean the mortgage insurance is permanent. By canceling your mortgage insurance, you can sa...

29 Oct 2019
| 1 min read

What does clear to close mean?

You’ve given the underwriter your social security number, provided bank statements and explanations for deposits to your account, emailed tax returns and W2s... but now, finally, your loan is "clear t...

By Calvin
11 Sep 2019
| 2 min read

What happens to a mortgage in a divorce?

One of life’s most difficult events is when married spouses decide to separate and end their marriage through a divorce. Statistically, one out of two married households deals with the emotional, fina...

27 Jun 2019
| 3 min read

Can I qualify for a mortgage if I'm employed through a staffing agency?

Question: "My mortgage loan officer is telling me I can't get a loan regardless of my full-time employment at a major shipping company and solid income, because, technically, I'm employed by a staffin...

22 Mar 2019
| 3 min read

What's an instant home loan approval?

The old (and unfortunately standard) mortgage process is far from consistent. Pre-approvals are just estimates, closing takes months, and you’re buried in paperwork. At NewCastle Home Loans, we’ve cha...

By Calvin

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