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31 Jan 2019
| 4 min read

What does Loan-to-Value (LTV) mean on a mortgage?

When you're getting approved for a mortgage, you're likely to come across the acronym LTV, which refers to the Loan-to-Value ratio. In this blog, we'll cover what the Loan-to-Value ratio means, why it...

By Calvin
18 Oct 2018
| 2 min read

What happens to a mortgage in a divorce?

One of life’s most difficult events is when married spouses decide to separate and end their marriage through a divorce. Statistically, one out of two married households deals with the emotional, fina...

15 Sep 2018
| 1 min read

Refinancing or recasting your mortgage: Which is better for you?

Recasting a mortgage is an unknown alternative to refinancing a mortgage, especially if you have received a windfall of money such as a bonus, estate, or sale proceeds from another property. Unlike a ...

08 Sep 2018
| 4 min read

Cash-Out Refinances on your mortgage can be used for nearly anything

Did you know that Cash-Out Refinances (CO) on your mortgage can be used for nearly anything you can think of? If you’ve never heard of refinances, take a look at my other blog to learn some of the bas...

05 Sep 2018
| 5 min read

Understanding the benefits of a mortgage refinance

Every month that you’ve paid on your mortgage, you’ve been building up equity in your home. This means the longer you’ve owned your home, the more value you’re sitting on. Depending on how much value ...

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