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27 Jun 2019
| 3 min read

Can I qualify for a mortgage if I'm employed through a staffing agency?

Question: "My mortgage loan officer is telling me I can't get a loan regardless of my full-time employment at a major shipping company and solid income, because, technically, I'm employed by a staffin...

By Calvin
22 Mar 2019
| 3 min read

What's an instant home loan approval?

The old (and unfortunately standard) mortgage process is far from consistent. Pre-approvals are just estimates, closing takes months, and you’re buried in paperwork. At NewCastle Home Loans, we’ve cha...

By Calvin
31 Jan 2019
| 4 min read

What does Loan-to-Value (LTV) mean on a mortgage?

When you're getting approved for a mortgage, you're likely to come across the acronym LTV, which refers to the Loan-to-Value ratio. In this blog, we'll cover what the Loan-to-Value ratio means, why it...

By Calvin
18 Oct 2018
| 2 min read

What happens to a mortgage in a divorce?

One of life’s most difficult events is when married spouses decide to separate and end their marriage through a divorce. Statistically, one out of two married households deals with the emotional, fina...

15 Sep 2018
| 1 min read

Refinancing or recasting your mortgage: Which is better for you?

Recasting a mortgage is an unknown alternative to refinancing a mortgage, especially if you have received a windfall of money such as a bonus, estate, or sale proceeds from another property. Unlike a ...

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