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16 Aug 2019
| 4 min read

How to prepare for buying a second home

Buying a second home comes with both major benefits and stricter financial requirements than your first home purchase. Before you dive headfirst into another house hunt, you need to understand the cos...

By Calvin
02 Aug 2019
| 4 min read

The complete guide to home inspections

Home inspections are one of the most important parts of buying or selling a home. The inspection report directly affects whether or not a deal will go through and the home’s price. Negotiations can be...

By Calvin
26 Jul 2019
| 3 min read

What’s the difference between interest rate and APR?

If you’re applying for a mortgage, the two most important numbers affecting your home loan costs are the interest rate and APR (annual percentage rate). Understanding how the two differ will help you ...

By Calvin
18 Jul 2019
| 3 min read

What are prepaid items on a mortgage?

Prepaid items on your mortgage sound like they should be straight forward. But you’re not alone if you’re a little puzzled when you review your closing disclosures or loan estimate. The documents look...

By Calvin
12 Jul 2019
| 4 min read

How and when to use mortgage points to lower your interest rate

You’re bound to come across mortgage points as you dive into the down payment and monthly costs of your home loan. Mortgage points can be confusing. They reduce your monthly mortgage rate, but they co...

By Calvin

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