If you plan to purchase a home in Illinois, IHDA (Illinois Housing Development Authority) has down payment assistance programs to help you. These programs are geared toward helping first-time home buy...

If you’re buying a home, refinancing, or about to pay off your mortgage, you’ve probably wondered if you need homeowners insurance. In most instances, your mortgage lender will require you to have hom...

You want to buy a home, but the bank denied your mortgage application because you’re in the Deferred Action for Childhood Arrivals (DACA) program.

Home buyers are often taken back when they find out they may need additional cash to cover their closing costs after they’ve already put up a significant amount of money for their down payment on a ho...

A Gift Letter is an excellent way to get help with a down payment for your home. Only relatives are allowed to give you gift money, and your spouse or fiance are considered relatives for gifting purpo...