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28 Nov 2019
| 3 min read

What are prepaid items on a mortgage?

Prepaid items on your mortgage sound like they should be straight forward. But you’re not alone if you’re a little puzzled when you review your closing disclosures or loan estimate. The documents look...

08 Nov 2019
| 11 min read

How and when to use land contracts to buy a home

Land contracts are a source of seller financing generally used for unique property types and situations. Instead of borrowing from a mortgage lender, you make payments to the seller of the property yo...

06 Nov 2019
| 10 min read

How to make sense of the VA Certificate of Eligibility (COE)

In this article, I’ll show you how to quickly read and understand the Certificate of Eligibility (COE). This information will make it easy for you to see if you’re eligible for a VA Loan so that you c...

31 Oct 2019
| 5 min read

How to survive the zombie apocalypse and the mortgage process

Zombies are everywhere. They’re at the movies, in video games, and in Zombieland 2. Halloween is here, so you’ll see plenty of the undead trudging through your neighborhood looking for treats.

29 Oct 2019
| 1 min read

What does clear to close mean?

You’ve given the underwriter your social security number, provided bank statements and explanations for deposits to your account, emailed tax returns and W2s... but now, finally, your loan is "clear t...

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