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22 Oct 2019
| 5 min read

Can I get a mortgage if I owe federal tax debt to the IRS?

If you owe tax debt to the IRS, you may be afraid your dream of homeownership is on the line. And our underwriters are here to to tell you how you can get approved for a mortgage if you owe federal ta...

18 Oct 2019
| 2 min read

Can I use future rental income to qualify for a mortgage?

You may not know this, but you can use projected rental income to qualify for a mortgage on a new property you're looking to buy and lease out. Any supplemental income helps when you're qualifying for...

27 Jun 2019
| 3 min read

Can I qualify for a mortgage if I'm employed through a staffing agency?

Question: "My mortgage loan officer is telling me I can't get a loan regardless of my full-time employment at a major shipping company and solid income, because, technically, I'm employed by a staffin...

10 Jan 2019
| 4 min read

Ask the Underwriter: How will the government shutdown affect borrowers seeking a mortgage?

I'm making it easier for everyone to understand how the mortgage process works! As part of my brand new "Ask the Underwriter" feature, I'll be posting your questions and my answers each week. Want to ...

By Calvin
08 Aug 2018
| 2 min read

Ask the Underwriter: Can the seller and lender credits exceed the total amount of closing costs and prepaids?

I'm making it easier for everyone to understand how the mortgage process works! As part of my brand new "Ask the Underwriter" feature, I'll be posting your questions and my answers each week. Want to ...

By Calvin

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