There are three main factors that determine your mortgage interest rate: Debt-to-income ration (DTI), down payment amount, and your credit score.

You can use future rental income to offset the monthly mortgage payment of the property you are buying. The home can be an investment property or one you plan to live in. Here's how the supplemental i...

You CAN qualify for a mortgage if you are employed through a staffing agency or temp agency. As long as your income is stable and consistent, the income can be used to get approved for a mortgage.

Considering getting a mortgage, but not sure what will happen? Already applied and not sure what the status of your loan is with this government shutdown? You're not alone. Direct from the underwriter...

Combined seller and lender credits cannot exceed the combined closing costs and prepaids. Unfortunately, Fannie Mae prohibits using the seller or lender credits to make part of the borrowers down paym...

FHA guidelines for calculating the monthly payment on student loans are much more restrictive than Conventional Loans. Our underwriting team explains how student loans get calculated on an FHA mortgag...