Mortgage Guide

How to get a home loan

Buy a home in Chicago for less than $300,000

The weather may not make you realize it, but buying season is just around the corner in Chicago. If you’re in the hunt for a home, it’s time to start looking.

The search can take a lot of time and patience. Do yourself a favor and save a ton of time by first finding a local realtor to work with - they will point you in the right direction. Second, apply for a pre-approval as soon as you can. If the right home comes sooner than you expect, having a pre-approval in hand will instantly show the seller you’re qualified to purchase their home.

To get you started on your search, we found five homes in Chicago for less than $300,000 that are currently on the market.


4720 N Beacon St, Unit 2S - $229,900 - 2 bed, 2 bath

In Chicago's Uptown neighborhood, you'll find plenty of apartments and condos available for less than $300,000. This Beacon St condo sits inside a gated courtyard and has exposed brick walls, stainless steel appliances, and in-unit washer/dryer



2119 S Halsted St, Unit 4E - $299,500 - 2 bed, 2 bath

This gorgeous penthouse condo Chicago's Pilsen neighborhood is a steal. With large windows, bold colors, a large deck, and a kitchen bar, this condo is perfect for someone who appreciates Pilsen's lively, historic, and artistic nature.



1250 W Argyle St, Unit CH - $259,500 - 2 bed, 1 bath

If you're looking for a truly unique spot to call home, look no further than this coach house in Andersonville. Along with some quirkiness, you'll find hardwood flooring, granite countertops, and your own garage parking spot.



1503 S State St, Unit 313 - $189,900 - 1 bed, 2 bath

Looking for proximity to downtown Chicago without breaking the bank? Here's a 1 bedroom, 2 bath condo in the South Loop neighborhood with massive windows and ceilings, hardwood floors, and modern appliances.



1100 W Cornelia Ave, Unit 137 - $274,000 - 1 bed, 1 bath

Real estate in Chicago's Lakeview neighborhood can get costly, as it's one of the most popular neighborhoods for young Chicago families and lifelong residents alike. This condo in Wrigleyville is more affordable than many of its neighbors. Perks include hardwood flooring, quartz countertops and a breakfast bar. For the Cubs fan, proximity to Wrigley Field is a huge perk of this property.


Interested in buying a home in Chicago for less than $300,000


Interested in one of these properties? Get ahead of the other buyers and apply for a pre-approval. You’ll be able to make a faster, more competitive offer after just 15 minutes.

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