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Calvin

When Calvin was young he dreamed of ruling an expansive fiefdom where his subjects would enjoy safe and comfortable lives. These days the job ruler of the free world is not as appealing as it once was, but his passion to help people realize their dreams of safe and comfortable lives through homeownership remains. He is excited to answer your questions and walk you through the mortgage process and prepare you to unlock the door to your own little kingdom.
27 Jun 2019
| 3 min read

Can I qualify for a mortgage if I'm employed through a staffing agency?

Question: "My mortgage loan officer is telling me I can't get a loan regardless of my full-time employment at a major shipping company and solid income, because, technically, I'm employed by a staffin...

By Calvin
31 May 2019
| 4 min read

What’s the difference between a down payment and closing costs?

Home buyers are often taken back when they find out they may need additional cash to cover their closing costs after they’ve already put up a significant amount of money for their down payment on a ho...

By Calvin
17 May 2019
| 7 min read

How 203k consultants take the hard work out of home renovations

If you’re considering buying a home and making renovations, you’ll need a home inspector to look at the property. And we won’t be the first to tell you home renovations can go south quickly. Contracto...

By Calvin
22 Apr 2019
| 3 min read

How to buy a home in Chicago for less than $200,000

A tight budget doesn’t mean you have to keep renting forever. When you rent, you’re often helping someone else pay their mortgage – why not your own?

By Calvin
12 Apr 2019
| 7 min read

Should I use my retirement savings to buy a home?

“I’m buying a home and planning on putting 5% down. But would it be better to take money from my retirement savings and put more money down?" We hear this question quite often. Many home buyers wonder...

By Calvin

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