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Buying a home in Chicago can seem overwhelming. Where do you even start?


What other Chicago mortgage lenders don’t tell you is that you need a loan approval before you look for your home. They’ll give you a pre-qualification from their sales team, but you can't trust a pre-qualification. It's usually based on a credit check only. And pre-approval letters don’t guarantee your financial information was actually verified. Instead, you’ll waste time talking to their sales team and getting buried in paperwork. You won’t know what kind of of home you’re actually qualified for until it’s too late.

At NewCastle Home Loans, you get a certified loan approval online in 15 minutes. You’ll save time, avoid relentless salespeople, and improve your negotiating power over other homebuyers by presenting your loan approval to your realtor before you’ve even looked for a home.

Chicago Mortgage Companies

I’m Jim Quist, President and Founder of NewCastle Home Loans.

I’ve been working in the mortgage business for more than 22 years. I started NewCastle Home Loans in 2003 in order to make getting home loans faster, cheaper, and completely interactive. With the old process, you dealt with dozens of different people and waited weeks through multiple approval stages. The process was inefficient and frustrating.

Our mortgage company uses a custom designed, online system to give you exact loan rates in seconds, get you approved in minutes, and let you know where your loan is at the every step of the way. Not only are our approval processes faster, but we also can close your loan in as little as 15 days. That’s 3x faster than other Chicago mortgage lenders.

Take a look at what people are saying. 

Google Reviews


"I was initially overwhelmed by the process just by listening to what friends had endured with other companies. NewCastle Home Loans made the process of buying my first home extremely easy. The staff was there to answer questions and provide helpful information." - Sara Dippon
Facebook Reviews


"Very easy to work with, answered all our questions as the process went along, and gave us alternatives when our appraisal didn't come in as high as we thought it would. Process was quick (about 3 weeks) and easy (with most of the paperwork online). We had a very good experience." - John Engelhorn
Yelp Reviews


"NewCastle was the best. It was our first time buying a home. We heard from our friends how long and stressful the process is, but NewCastle made everything smooth and were there for every step, Jessica was the best she responded to my emails within in a minute and answered every question I had." - Britney M.

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With more than 100 blogs and videos, we make understanding how to find the right home and the mortgage process easy.

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Try our Chicago Mortgage Calculator and see your mortgage rates instantly.             Search Rates